Top 5 Financial tips to save money in 2023

Top 5 Financial tips to save money in 2023

1. Set goals– First of all, make a list of goals that you want to achieve in 2023. For instance, I want to cut down on eating junk food. I want to start eating breakfast every day. I want to cut down on alcohol etc. It will take about 15 minutes to write down your...
Banks don’t want you to know this!

Banks don’t want you to know this!

January 23rd 2023 Banks don’t want you to do your homework, and here’s why They will ask you to renew up to 6 months before you need to, hoping you will be too lazy to shop and compare.  While your bank will continually tell you that they value you greatly...
Real Estate and Mortgage Predictions for 2023

Real Estate and Mortgage Predictions for 2023

January- 16th 2023 To start, let’s look at the predictions made in January 2022. In January 2022, the big banks were predicting that: Real estate prices were going to increase throughout the year. (TD called for a 7% increase in Real Estate prices by the end of...
Spending Tips That Can Save You Thousands of Dollars

Spending Tips That Can Save You Thousands of Dollars

1. Avoid Impulsive Spending Stick to your grocery list: Research from the University of Pennsylvania shows that people who can avoid impulse spending can save up to 23% on their grocery bills. So create a grocery list and stick to it if you want to save some money....
Variable Rate Update

Variable Rate Update

First of all, a very merry Christmas…and all the best for 2023. This has been a tough year with severe rate hikes for those of you in a variable or adjustable rate mortgage. Rate hikes are the only tool the Bank of Canada has to bring inflation down to its 2%...
A New Normal?

A New Normal?

The past 24 months have been exhausting for me as a mortgage broker. I imagine realtors feel the same way. A lot of real estates has changed hands, and prices have gone crazy. Most sales were multiple offers, and selling prices were well over asking. This was...